Crafting a Life Well Lived

The financial planning industry is shifting as a growing number of firms are embracing a deeper connection between financial planning and meaningful living. This emerging perspective redefines traditional narratives around wealth accumulation, suggesting a more holistic approach to financial strategy.

Share
Retirement Income: What Strategy is Best for You?

In planning for retirement, it's crucial to recognize that there is no one-size-fits-all approach. Everyone's financial situation, lifestyle preferences, and long-term goals vary, making the choice of a retirement income strategy a highly personal decision. This article explores two primary strategies for managing retirement income: static and dynamic withdrawal plans.

Share
Choosing the Right Financial Advisor: 7 Crucial Questions to Ask

Selecting the right financial advisor is a significant decision that can profoundly impact your financial future. To make an informed choice, it's essential to ask the right questions during your initial consultations. In this guide, we'll delve into seven crucial questions to help you find the perfect financial advisor for your needs.

Share
Strategic Financial Choices: Investing vs. Mortgage Reduction

When deciding what to do with newfound funds, whether from a business sale, inheritance, or bonus, Canadians have several options: spend, save, reduce debts, or donate. This article, however, will focus on the choice between investing and paying down mortgage debt, particularly in the context of the current high-interest-rate environment.

Share
Retirement Series – Part 10: Determining Your Canada Pension Plan (CPP) Upon Retirement

Estimating the Canada Pension Plan (CPP) benefits you might receive upon retirement can seem complex. However, leveraging the right resources can simplify this process, whether your retirement is imminent or a few years down the line. Learn more here: #retirementplanning #financialplanning #CPP #pensionplan #sbw

Share
Retirement Series – Part 9: Understanding the Basics of the Canada Pension Plan (CPP)

The Canada Pension Plan (CPP) is a central part of the retirement planning process for many Canadians. But how does it work, and when should you begin taking benefits?

Share
SBW Retirement Series – Part 8: The Importance of Consolidating Your Finances in Retirement

Daily, we constantly seek ways to streamline and simplify tasks. From one-click online purchases to one-stop shops, we crave the ease of a straightforward approach. This same mindset should be

Share
Saving for a Home with the FHSA

Over the past decade, affording a home has become a challenging task. To address this, the federal government launched the First Home Savings Account (FHSA) to assist first-time homebuyers. Let’s

Share
Roger Sinclair, receives the Distinguished Alumni Award

Congratulations to our very own Roger Sinclair! Roger was selected by the UPEI Alumni Association Board for a Distinguished Alumni Award in recognition of his career achievements and his many

Share
SBW Retirement Series – Part 7: RRIFs Upon Death

We will now delve into understanding the tax implications of the Registered Retirement Income Fund (RRIF) upon the death of its holder.

Share
SBW Wealth Management attends Future Proof: A Recap of the World’s Largest Wealth Conference

This year's Future Proof conference was a convergence of culture, technology, and, of course, money, it represented the best of what the world of wealth management has to offer.

Share
Retirement Series: Part 6 – Essential Reads, Views, and Tunes

Embarking on retirement is a significant phase of life. To prepare effectively, one must be equipped with the right resources.

Share
Retirement Series: Part 5 – The Benefits of Beneficiary Designations in Estate Planning

When it comes to estate planning, a will is undoubtedly a crucial document. However, there are downsides to distributing assets through a will, such as a probate tax that varies by province. Additionally, once your will is probated, it becomes public record, meaning anyone can look up how your assets were distributed.

Share
Retirement Series: Part 4 – The Pursuit of Happiness in Retirement

The prospect of retirement conjures visions of leisure and relaxation. Still, for many, it's a journey into the uncharted – a phase without the well-defined structures of work and daily routines.

Share
Kenneth MacQueen, becomes a Registered Associate Portfolio Manager with Quintessence Wealth

Halifax, NS – July 20th, 2023 Roger Sinclair and Andrew Mackinnon of SBW Wealth Management are proud to announce the appointment of our very own Kenneth MacQueen as an Associate

Share