Factor premiums are a way to capture extra returns by focusing on specific stock characteristics like value (cheap stocks), size (smaller stocks), and momentum (stocks on the rise). These factors have consistently provided investors with returns above the market average, even over long periods.
If an RRSP account was one of the savings vehicles you have taken advantage of to accumulate your retirement nest egg, you should understand how RRIFs work. RRSPs are designed to accumulate savings throughout your working life, and RRIFs are designed to pay income throughout your retirement years.
